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Terms of Service

Terms of Service

Please read these terms carefully before using our healthcare technology services.

Last updated: October 24, 2025
1. Agreement to Terms
Your acceptance of these terms

By accessing and using StemMagix Technologies' services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Our Services
What we provide

StemMagix Technologies provides:

  • INSTAVERIFY - Real-time insurance eligibility verification
  • INSURMAGIX - Comprehensive claims management system
  • Healthcare technology solutions for hospitals
  • Support and consultation services
3. User Responsibilities
Your obligations when using our services

When using our services, you agree to:

  • Provide accurate and complete information
  • Comply with all applicable healthcare regulations
  • Maintain the confidentiality of patient data
  • Use our services only for legitimate healthcare purposes
  • Report any security incidents or data breaches immediately
4. Service Limitations
Important limitations and disclaimers

Medical Disclaimer

Our services are technology tools and do not replace professional medical advice, diagnosis, or treatment. Always consult with qualified healthcare professionals for medical decisions.

  • Services are provided "as is" without warranties
  • We do not guarantee 100% uptime or error-free operation
  • Third-party integrations may have their own limitations
5. Payment Terms
Billing and payment conditions
  • Payment terms will be specified in separate service agreements
  • Late payments may result in service suspension
  • Refund policies are outlined in individual contracts
6. Termination
Service termination conditions

Either party may terminate services:

  • With 30 days written notice
  • Immediately for breach of terms
  • Upon completion of contracted services
7. Contact Information
Get in touch with our team

For questions about these terms or our services, please contact us:

stemmagixtechnologies@gmail.com
+91-9791522080
8. Governing Law
Legal jurisdiction and disputes

These terms are governed by the laws of India. Any disputes will be resolved through arbitration in accordance with Indian arbitration laws. We reserve the right to update these terms at any time, with changes taking effect upon posting.